Is It Impossible To Get Silver At Spot?

Is junk silver even worth 5% over spot , I mean its only like 40 to 90 percent silver, I have only bought the bullion 99.99 % stuff and really have not done the math on "junk" silver, I guess if you got it cheap enough like 10 percent under spot? I have a lots of bullion but no junk silver so I guess I am a noob when it comes to junk silver. Like how do you price it? By weight and then take 10 percent off the total for the non silver content and then that's the "spot value?

Then here is the melt/refining which would cost more since they would have to take out the 10% non silver or 60% depending on the ratio, just seems like a big hassle , why not just get the 99.99 % stuff?

For some, it's that the fear of counterfeits is just too great. Much less chance of that with the junk silver.

I trust 90% junk US coins ... as close to spot as possible. You might get some numismatic value as a kicker.

....and cruddy ASE if you can find 'em

Etc.

Stopped at an LCS out of town yesterday. He's asking 18 x face for junk 90%.

Wow, what's his buy price? Gotta be a lot less or he moves a lot of volume. Pawn shops here wont even deal in it, so volatile they say.