Good point brenpickle I hadn't considered that. Although I'm perfectly happy with the coin itself and thankfully didn't pay an XF-40 price for it either, I will keep the coin as is; the cost and time of grade resubmission with PCGS probably will not justify the difference to be possibly paid.
Also, I checked what PCGS says about this on their website, and it looks as though an overgrade this severe could even be possibly classified as a "clerical error". From PCGS:
"A blatantly obvious clerical input mistake with respect to the actual grade of the coin. For example, if you had an 1893-O
Morgan dollar and the PCGS holder showed the coin as MS65 (a Gem quality coin), but the coin was so beat up and marked up that it would grade MS60 at best, this coin would not be covered by the PCGS Guarantee as this would be an obvious input error. The rule of thumb here would be a difference of more than two points on the grading scale."
I just like the coin itself and feel as though I paid a fair price, so I will enjoy it as is.
Edited by llewellin
10/17/2014 10:26 pm