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Going To A Bank That Isn't Yours

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Bedrock of the Community
United States
20753 Posts
 Posted 09/27/2007  6:06 pm  Show Profile   Bookmark this reply Add just carl to your friends list Get a Link to this Reply
As noted in this area that #3 reason is what I've been told. Actually every transaction has to be documented due to all the theft, bank robberies, counterfeiting, etc. Around here in Chicago area, there are more banks than people, I think. They are everwhere. If you go to the downtown area, on one street, it is flooded with them including a Federal Researve. I like that one. They won't even let you walk down the street behind that place. Many banks are in reality just branches of the main one so if you have an account in one, you have an account in possibly hundreds. For example LaSalle Bank is in almost every suburb, many corners in Chicago and even in some stores. Just bought out by another bank so looks like I have to change thins again.
The main thing is to just open an account in many banks. Ask about the minimum and open an accout with that. I even have a few in Wisconsin. What ticks me off is one bank had a $10 minimum to open and when I wanted a $50 bag of cents they told me I couldn't have that since my account could not cover the $50 cash I wanted to use. Now that is nuts.
Pillar of the Community
Scottishmoney's Avatar
United States
597 Posts
 Posted 09/27/2007  7:01 pm  Show Profile   Bookmark this reply Add Scottishmoney to your friends list Get a Link to this Reply
quote:
LaSalle Bank
I believe it was owned by ABN Amro, a Dutch bank, but was rumoured that would be purchased by Royal Bank of Scotland Group PLC, but instead sold to Bank of America. I would have rather it been purchased by RBS Group.
Valued Member
imanangel0686's Avatar
United States
270 Posts
 Posted 09/29/2007  01:24 am  Show Profile   Bookmark this reply Add imanangel0686 to your friends list Get a Link to this Reply
When you wanted to buy the $50 bag of cents did they have $50 worth at the branch or would they of had to order them? For us, if we have to order money for a customer they do have to have the funds in their account to cover the purchase and to assure that they do buy the coins or currency ordered. If they had the coins there in the vault then they should of had no problem giving you the coins. Your account had all the requirements in it.
Bedrock of the Community
United States
20753 Posts
 Posted 09/29/2007  11:36 am  Show Profile   Bookmark this reply Add just carl to your friends list Get a Link to this Reply
Posted - 09/27/2007 : 7:01:38 PM
quote:
I believe it was owned by ABN Amro, a Dutch bank, but was rumoured that would be purchased by Royal Bank of Scotland Group PLC, but instead sold to Bank of America. I would have rather it been purchased by RBS Group.

Thanks. Your right. I just heard it on the news again. If they make me change my checks, they'ld better pay for that.


Bedrock of the Community
United States
20753 Posts
 Posted 09/29/2007  11:43 am  Show Profile   Bookmark this reply Add just carl to your friends list Get a Link to this Reply
Posted - Today : 01:24:19 AM
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When you wanted to buy the $50 bag of cents did they have $50 worth at the branch or would they of had to order them? For us, if we have to order money for a customer they do have to have the funds in their account to cover the purchase and to assure that they do buy the coins or currency ordered. If they had the coins there in the vault then they should of had no problem giving you the coins. Your account had all the requirements in it.

Actually most banks in this area have large canvas type bags of coins in their vaults I found over a period of time. Not the little branch ones, but almost all the larger ones. The place I tried to get that bag did have them, but probably just to lazy to go for them. This was a large Charter One bank, was StPaul, that is really busy most of the time and I suspect going for something in the vault would have just held up to many people. It is also one of the banks I use with a great turnover of tellers so no one gets to know anyone so special requests are not appreciated I guess.
One place I go knows me so well they are willing to hold up a line to go to the vault for coins for me. I don't like holding up lines though since when it happens to me I really get ticked off.


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imanangel0686's Avatar
United States
270 Posts
 Posted 09/30/2007  2:34 pm  Show Profile   Bookmark this reply Add imanangel0686 to your friends list Get a Link to this Reply
If the bank wants to keep customers and have good relationships with their customers then they should do what ever it takes with in reason to please the customer. If they have the coins then they should have no problem in giving them to a customer. The other bank that I go to pretty much refuses to go get anything out of the vault, even if theres no other customers in the building, which has always drove me nuts since I know it's not that hard to go do.

The biggest problem at the bank I work at is that we never have any coin in the vault, the only thing people ever ask for is the Presidential dollars which we do keep in stock, and they want like 1 or 2 half dollars, which we dont keep in stock. Other than that we never have a demand for coins so we try to not keep many since it takes up space that we could use for things we need.

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