smcc, based on comparison with my own slabbed Morgans, I think your 78CC 8TF has a good shot at MS-66 if you were to catch the PCGS graders on a good hair day. While there are also three contact marks on the obverse just below the farthest back part of Liberty's hair in addition to those on the reverse, they are not on her face (the most important device for grading Morgans), so they might or might not be enough to keep it from an MS-66; too close to call. I also agree with Rick's assessment about the luster, but I think it may be more a function of the image than of the actual coin.
A solid MS-65 if not an MS-66.
A solid MS-65 if not an MS-66.



















