I guess it all depends on the buyer. I like to collect banknotes that have my initials on them, but I bet no one else would pay more than face value for them.
The latest edition of Maccas says that a first or last prefix $100 test note (dated 1996) is worth $95 in fine condition, so if you're gullible enough, you might be able to sell it for less than face value. However, I wouldn't recommend that if you're out to make a profit.
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