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Concerns About Luster On Purchased Clad Quarters

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New Member

United States
42 Posts
 Posted 01/09/2018  2:22 pm Show Profile   Bookmark this topic Add mrcasey to your friends list Get a Link to this Message Number of Subscribers

I bought a set of clad quarters 65-98. Being that they're ultramodern, minted in the hundreds of millions, and not of much value, I thought that paying even a small premium over face would get me some spectacular looking coins. Some of them were indeed beautiful but a few of them looked like they might not even be uncirculated.

As examples, I have the 92 P&D. The D example is beautiful and the pictures don't do it justice. It has the luster of a State Quarter that you might pull from a mint set. The P, though, looks really mediochre. It has almost no luster and then it's got that crap on the fields. I only paid $2.50 each for these quarters but thought I might get better examples than the P. Does anybody have an opinion about this? Is that P even mint state?

I took two pictures of each coin with different background and lighting:



Concerns-About-Luster-On-Purchased-Clad-Quarters


Concerns-About-Luster-On-Purchased-Clad-Quarters


Concerns-About-Luster-On-Purchased-Clad-Quarters


Concerns-About-Luster-On-Purchased-Clad-Quarters
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Mark1959's Avatar
7234 Posts
 Posted 01/09/2018  2:50 pm  Show Profile   Bookmark this reply Add Mark1959 to your friends list Get a Link to this Reply
Truthfully, I don't think either one is worth $2.50 Especially the P
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SilverDollar2017's Avatar
United States
8715 Posts
 Posted 01/09/2018  2:56 pm  Show Profile   Bookmark this reply Add SilverDollar2017 to your friends list Get a Link to this Reply
Neither are worth $2.50. You got gypped.
New Member
United States
42 Posts
 Posted 01/09/2018  5:41 pm  Show Profile   Bookmark this reply Add mrcasey to your friends list Get a Link to this Reply
I don't have a local dealer who sells clad quarters. Does anybody have a suggestion for how I might go about getting gem quality unslabbed clad quarters at a reasonable price?
Fyi, I bought these coins from Mt. Vernon.
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Mark1959's Avatar
7234 Posts
 Posted 01/09/2018  5:52 pm  Show Profile   Bookmark this reply Add Mark1959 to your friends list Get a Link to this Reply

Quote:
Does anybody have a suggestion for how I might go about getting gem quality unslabbed clad quarters at a reasonable price?


Search on ebay for quarters in "Mint Cello" - those are coins that are clipped from a mint set but still encased in the Government packaging. Usually they sell them in Pairs P & D - That's how I found to get the best quality newer business strike coinage

https://www.ebay.com/sch/i.html?_fr...t+cello
Edited by Mark1959
01/09/2018 5:55 pm
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sel_69l's Avatar
Australia
21786 Posts
 Posted 01/09/2018  6:03 pm  Show Profile   Bookmark this reply Add sel_69l to your friends list Get a Link to this Reply
The only way to obtain an MS65 clad quarter would be to buy an 'uncirculated ' specimen set of coins.

Unless the coin looks to be in absolutely pristine condition, and has been sold that way,
I wouldn't bother.

Your pictures are evidence that would support this approach to buying.



Very fresh dies will produce coins with very little luster, but tend to be more proof like, such as DMPL Morgan dollars.

The Royal Australian Mint nitride hardens many of their dies for business strike purposes. Such a process will yield business strike coins without radial mint luster, but with a proof like appearance.
Edited by sel_69l
01/09/2018 9:39 pm
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Conder101's Avatar
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17884 Posts
 Posted 01/09/2018  7:48 pm  Show Profile   Bookmark this reply Add Conder101 to your friends list Get a Link to this Reply
For some years even the coins still in cello can still be dogs. Only way to be sure of getting nice ones is to examine them in person before purchase. And you may have to search for awhile.
Valued Member
United States
314 Posts
 Posted 01/09/2018  9:34 pm  Show Profile   Bookmark this reply Add einstem to your friends list Get a Link to this Reply
If you are interested, you can buy entire "coin runs" from Daves Collectibles on ebay.

I have used them many times to fill in large amounts of some of my albums for the more modern coins.
They have runs of both "mint" and "proof". Most of their mint runs are still in the "mint cello", which means truly uncirculated. However, be aware that coins in Mint Cello can sometimes get toned.

Here is the ebay link to their site:

http://stores.ebay.com/Daves-Collectible-Coins

Just look under "coin runs" and fine the denomination you are looking for and see what runs they have. If they don't have one you are looking for, you can Email them, since they are a big dealer and get new coin runs in all the time (or can even get them for you).

I have used Dave's many time and have been very satisfied. I once got one set of runs I wasn't very happy with (were just not great looking coins in the mint cello) and they took them back and swapped them for new ones (I had to pay return shipping, which is pretty normal).

Also, just be aware that sometimes some of the runs are missing a few years for some of the more rare issue years (such as 1982 and 1983 which go for an extra premium) in order to keep the cost of the run low. But you can always fill these in separately.

Fast service, good prices, and low cost and fast shipping.

Hope this helps!

Regards,

Michael
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BadThad's Avatar
United States
19942 Posts
 Posted 01/09/2018  10:13 pm  Show Profile   Bookmark this reply Add BadThad to your friends list Get a Link to this Reply

Quote:
I don't have a local dealer who sells clad quarters. Does anybody have a suggestion for how I might go about getting gem quality unslabbed clad quarters at a reasonable price?


HA! It's a similar situation everywhere for Memorial cents. I've been dealing with it for many years.

Most dealers hate ultra moderns....and any clad or zinc based coins...so they don't usually have inventory. However, I have grabbed a lot of OBW and loose rolls from dealers and coin shows. Once in awhile they also seem to get completed sets - those are nice to cherry pick.

Dealers don't know squat about Memorials (and probably not much on 1965 and up quarters), I've found some supreme coins for like 25 cents.

Conder knows too, just because you're buying a "mint set" or "mint set coin" doesn't mean it will be high grade. I search every set I have time for at shows and my local BM for gem+ coins. IMO, they are like rolling the dice on the internet. There's no substitute for looking at real coins in-hand because most mint cent coins are dogs.....I wouldn't even say some - at least as far as Lincoln's go.

My advice, you'll have to stay persistent if you want a super high-quality collection. Expand your buying to rolls, especially OBW, and completed collections.

GOOD LUCK!

Lincoln Cent Lover!
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https://verdi.care/
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cladking's Avatar
United States
2271 Posts
 Posted 01/09/2018  10:16 pm  Show Profile   Bookmark this reply Add cladking to your friends list Get a Link to this Reply
Dave's might be your best bet. But be advised that just because Dave's or the grading services call it "Gem" it doesn't mean it's well made and pristine. Some are very difficult to find in true Gem so the grading services allow chicken scratching on the '69 and poor strikes on the '82. Several dates will need upgrade no matter your source.

A true Gem set of clad quarters is getting difficult to assemble. Coins in mint set celo are often tarnished now days.
Time don't fly, it bounds and leaps.
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cladking's Avatar
United States
2271 Posts
 Posted 01/10/2018  11:42 am  Show Profile   Bookmark this reply Add cladking to your friends list Get a Link to this Reply
I should mention that a close inspection of the '82 and '83 coins will show most or all of them are actually AU. BU's are simply tough to find so set assemblers have little choice but to use AU's. In 1985 the coin papers announced these were difficult to find in BU and millions of coins were pulled from circulation. It is these coins that were set aside in 1985 that usually are used to build sets.

You'll also find the '69 quarter has scratches all around the periphery and most probably has a light layer of tarnish caused by the mint set packaging.

Some dates come nice and some don't. It is this that principally determines what most of your coins look like. Some will be a little nicer than expected and some a little less nice.

You can still assemble a nice Gem set but it gets more difficult with each passing year and there are a few stoppers. You'll just have to use a nice very choice Unc for the stoppers probably.
Time don't fly, it bounds and leaps.
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cladking's Avatar
United States
2271 Posts
 Posted 01/10/2018  11:51 am  Show Profile   Bookmark this reply Add cladking to your friends list Get a Link to this Reply
I should also mention that the '92-P and D pictured here are apparently mint set coins. The Philly is close to typical and the Denver is little worse than typical. A great number of the coins are likely from mint sets which is why they are attractive and well struck. Mint set coins are struck by newer dies under higher pressure than regular issues. While most Gems went into circulation their incidence was exceedingly low and finding them quite difficult. Few were set aside so now days the bulk of the coins on the market, and virtually all the Gems, are from mint sets. But this too depends on the date and mint mark. High grade '76 P& D quarters are often from rolls and bags. There are some rolls of '84 and '85 quarters available though these tend to have no Gems.

Time don't fly, it bounds and leaps.
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