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Replies: 39 / Views: 89,692 |
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New Member
United States
5 Posts |
Hello, I was looking for some help to see if my $100 bill is real or not and came across this forum. I believe this bill may be fake due to the circumstances I received it but was looking for confirmation. I own a clothing store in a mall and yesterday I had an employee sell a $10 gift card and the person paid with this $100 bill. My employee used a counterfeit pen on the bill which did not indicate it was fake so she did, in fact, accept the bill, gave the person $90 change and he left. After looking at my cameras footage I find it a bit odd that someone, a man, would come in my women's clothing store, walk straight to the counter to buy a gift card quickly and leave right after if the bill was not in fact fake. Obviously, I would love for it to be real so I am not out of $90, but that may be the case. Any information you guys may have about this bill certainly would help. Other than the ink seeming to be bleeding a bit, which may be a giveaway, it appears to have everything else a real bill might have from my quick research online.  
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Pillar of the Community
United States
4692 Posts |
Looks good to me. Your story is totally irrelevant, either it is real or it is not.
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New Member
 United States
5 Posts |
Thank you for your input. I hope you are correct. I agree it is either real or fake, the story does not decide that, but the story why/how I received it made me have a reason to question the authenticity of the bill. A young man coming into a women's clothing store to buy a $10 gift card, which will not get you much of anything in my store for that price, and paying with a large bill to receive a large amount of change is a bit of a red flag. I was just giving my backstory to why I even posted in the first place. Also, it looks a bit darker and more ink bleeding in person. Not sure if that makes a difference.
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Pillar of the Community
United States
4637 Posts |
Appears to be genuine. It's probably had an extended vacation from circulation sometime in its life. The typical lifespan of a $100 note is less than 15 years. This example also picked up some chop marks along the way.
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Valued Member
Canada
499 Posts |
While well circulated this note should be real. The little ink stamps on the back are from Money Exchange places in South America. They mark the bills once they have checked to see if it is genuine. There are lots of microprint security features which they check before they mark the bills. You can check if you have the right equipment.
Deposit it at a large(multi state) bank and they will accept it as real. The smaller banks or banks with untrained tellers might question this bill because it is from 1985 and does not have many of the modern security features.
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Pillar of the Community
United States
4692 Posts |
Quote: The smaller banks or banks with untrained tellers might question this bill because it is from 1985 and does not have many of the modern security features. Really? Would that be against the law? Legally, it is my understanding that they need to accept all issued US bank notes, even postage currency. Now, if they don't I wonder what the legal consequences might be. Don't mean to hijack the thread, but I think this thread has basically been exhausted with respect to the OPs post.
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Bedrock of the Community
Australia
21786 Posts |
I can't comment on this particular Note, because I am not really a Note collector. As we all know, the U.S.Dollar is used as a reserve currency.
The most deceiving counterfeits were printed using the same printing techniques as for genuine notes, using the same quality papers, and using state of the art printing presses. That is the main reason why they are so hard to detect. The printing operations were based in the Middle East.
I have even heard the anecdote that overseas U.S. Government agencies were paying some of their debts to selected Middle east 'clients', with counterfeit $100 Bills.
One of the reasons why this design was changed is because counterfeiting was becoming a major problem, not so much in America, but in other parts of the World. In my travellings around the World, I have seen large bundles of $100 notes at international border crossings that are used by truck drivers. The U.S.$100 Note was used to pay for diesel fuel and border crossing charges. In these situations, it is much easier for counterfeit Notes to escape detection, along with the Notes of other countries.
I have no doubt that large numbers of these Notes were 'laundered' in international gambling casinos, by shady high rollers.
This situation lasted for quite some years, and much longer than it should have, because the U.S. Government was only indirectly affected by the cross debts, and payments against them by non U.S. citizens outside America.
Edited by sel_69l 05/18/2019 7:03 pm
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Moderator
 United States
188281 Posts |
 to the Community!
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Bedrock of the Community
United States
94367 Posts |
The original passer may have simply worried it was fake and decided to get rid of it as quickly as possible.  to the Paper Money Forum!
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New Member
 United States
5 Posts |
Just an update on this situation. I took the bill to Bank Of America this afternoon and they were unable to verify its authenticity as well. They agreed it did pass the counterfeit pen test but it did not register in their counting machine whatsoever. They also noted it appeared to have a few spots where the ink/print appeared to be wearing off as well as the margin on either side of the front of the bill was a bit off which also was a bit of a red flag. They filed a counterfeit note report with the Department of Homeland Security and took the bill to be sent in to be inspected. They said this process could take up to 2 months and I would only hear back if it was in fact authentic. Appears I may be out of $100
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Pillar of the Community
United States
659 Posts |
As I am sure others are as curious as I am, would you please remember us and let us know the final outcome of your experience. You can call it "The case of the Mystery Money"
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Pillar of the Community
United States
4637 Posts |
I've changed my mind.
I believe it may be spurious. When I enlarge the center portrait, I'm noticing no appearance of engraving lines, which do appear when a genuine portrait is enlarged. A general lack of detail.
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Bedrock of the Community
United States
94367 Posts |
Interesting! You would think the bankers would spot something like that.
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Pillar of the Community
United States
4692 Posts |
B of A is my least favorite bank for a variety of reasons, so it doesn't surprise me that can't tell a fake note from a real one. I would have gone to another bank, but what is done is done - hopefully you got a receipt.
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Pillar of the Community
United States
1005 Posts |
Quote: They said this process could take up to 2 months and I would only hear back if it was in fact authentic. Something seems off about this protocol to me. The bank takes your $100 bill, does not give you any assurance about its authenticity, and mails it away telling you they'll call you back if it's real? And you just have to take them at their word that if they hear back from the secret service in 2 weeks they'll give you the money back? That's putting a lot of trust both in the bank and in the system. If it were me I would demand a receipt of deposit or I would demand to submit the bill myself, no middle man.
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Bedrock of the Community
United States
94367 Posts |
I was a fairly senior officer at a major bank for many years. It was our policy to confiscate any suspected counterfeit note, give the customer a receipt, and notify them by mail with the results (once in a great while a mistake was made). The process of confirming counterfeit notes was a tiny operation, but a money losing one I assure you. 
Edited by Coinfrog 05/20/2019 7:27 pm
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Replies: 39 / Views: 89,692 |