Virginia 2000-P - Is This On The Wrong Planchet?

Sometimes the clad layer "floats" or is uneven. Could be silver, but yours does not appear to be a proof. You didn't show us the obverse... is there a mintmark just to the right of Washington's shoulder? What does it weigh?

@amy, I agree with @merc that a weight would really help. It almost certainly is just a normal quarter but the weight would help us know for certain what you have there.

My thought is it's a circulated platinum plated quarter, aftermarket "collector coin" that's worth about 25 cents, but people paid like $5.95-$9.95 or more from marketers because of the plating and a fancy packaging. you can look it up online, they are still being sold to the unsuspecting, they plated tons of them in platinum or gold, sold them to the unsuspecting and when the coin shops won't give them more than face value, they just spend them or take them to the bank.

The P mintmark tells me it's not the silver proof coin which would have an S. It's pretty rare for the clad layers on both sides to overlap all the way around the coin, sure it might overlap in spots but not all the way around.
so I'm leaning towards it being plated.