Home Insurance Long Service Medals

Thanks very much for the response. To get down to specifics, I was contacted by the owner of this coin, who says they have been in touch with a coin dealer of theirs about this find. Thinking it may be a relative of mine, which it is, they offered it to me before selling it for it's melt price. The coin has in small print, stamped to the side of the smooth rim, what appears to be 14K. The 4 is weak. The pennyweight is 18.59 and about the dimensions of a silver dollar. I am interested in purchasing it. Everything seems to be as described, but I am concerned to know for sure this coin is the same metal throughout and does not contain a core of cheaper metal, as was discussed in older posts about the 25 year Sterling Silver medal. The asking price is just under the value of a half oz. of Gold. I'm willing to pay that, but not if it turns out to be brass or something else inside. Thanks for any thoughts or suggestions.

I purchased one off of ebay years ago for quite a bit below melt as I was aware of the gold 50 yr award medal and I am sure other bidders had their doubts. I do not remember what the piece was marked but it was not gold filled or plated. So if is marked 14k you are good to go. What a great piece of family memorabilia. For me the opportunity to acquire a piece of family memorabilia such as this would far and away outweigh the slight premium of the gold content. Good luck.