It doesn't look like fire damage to me, but I'd be concerned about possible artificial toning with this one. I often see it on Morgans where the value increases significantly when you go up just a grade or two. For me, this is probably a VF35, but the toning makes it look more like an XF40/45. I'm also skeptical of coins with full, mostly-even toning on one side and uneven but attractive toning on the other. I'm not saying this is definitely artificial, but I'd be curious to hear others' opinion on it.























