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 Replies: 56 / Views: 7,455 |
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Pillar of the Community
United States
757 Posts |
Hey guys,
maybe some of you with wives/husbands in the teller field can give me some advice on this.
today, I gave my girlfriend two boxes of coins -- 1 box had all the searched stuff, the other box had all of my silver coins (ALL of them)-- and she turned in BOTH. I'm out right now bc it seems to me that someone simply pocketed it.
the thing is, the teller didn't give her face value for the loose silver in the 2nd box...it was all loose, aside from a prescription bottle full of silver dimes, which, of course, also wasn't rolled.
so I'm left assuming one of two options occurred:
1) the teller just didn't notice that the second box had anything in it and threw it out (the box with the searched coin was sitting inside the bigger box, which had my silver)
2) the teller pocketed it all/put it back into circulation.
what do you think?
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Valued Member
United States
127 Posts |
I think you should be talking to the bank not to us on the forum!  |
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Pillar of the Community
 United States
757 Posts |
yeah they're closed...i was wondering if any of you thought if the bank may at all be at fault/how you think I might be able to recover them.
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Pillar of the Community
United States
757 Posts |
yeah to clear things up, my girlfriend got in there like 10 minutes before close and exchanged them for cash.
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Pillar of the Community
United States
797 Posts |
I would be on the phone with them as soon as they opened and explain it to them. Since they were dropped off that late at least you know they are still on the premises. I highly doubt the teller would have thrown them out (even if you only had a few coins in there it would still have some heft to it and at least prompt a look). How many coins are we talking about?
If nothing else they went through the coin counter and you might have to buy a bunch of coins at face and search them in order to get them back (I doubt the bank would sift through them for you).
I guess you could go dumpster dive on the off-chance she threw them out...okay maybe not.
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Valued Member
United States
372 Posts |
I really hope things work out. That is a terrible situation. Good luck with everything.
Mike
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Valued Member
United States
191 Posts |
Quote:
the thing is, the teller didn't give her face value for the loose silver in the 2nd box I think that their is a problem with the fact that the teller took the change and didn't give you any cash at all for the all silver coins. Go in to the bank first thing and ask for the branch manager. Find out who the teller is and remember, they have security cameras, so they know where the boxes went. I hope that they were simply placed into the vault at close of business. Good luck. |
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Valued Member
United States
127 Posts |
Number one...do not be mad at your girlfriend! Number two....maybe you should do your own banking! I hope everything works out for you....  |
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Valued Member
United States
191 Posts |
Follow up question: Why did you give you GF both boxes of coins?  Good luck! |
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Bedrock of the Community
United States
10982 Posts |
Quote:
2) the teller pocketed it all/put it back into circulation.
This is VERY unlikely because the teller risks not only their job but also jail time if that happened. What you described does happen and often the coins are put through a change counter and the owner receives paper currency for the face value amount. Are you absolutely certain your girlfriend didn't receive this currency? If you are, then it's possible it was unnoticed, but that also seems strange due to the weight of the box if nothing else. Call the bank right before they open tomorrow and be at the door when they do open. |
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Pillar of the Community
United States
4212 Posts |
My bank keeps every counted lot sepapate. They aren't all grouped together. One receipt of the total is yours, the other is affixed to the bag they put them in. Just make sure you beat any armored truck to the punch. Once they take possesion, they're gone. The Fed's on their side.
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Valued Member
United States
364 Posts |
I am uncomfortable just thinking about this. All banks are different. Were I you, my girlfriend and I would be waiting when the door opened. Start with the teller - explain she dumped your collection and you are there to get it back. If not available or unhelpful, ascend the chain of command. One last thing, don't mix clad with your silver. Only bad things can happen. Good luck.
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Pillar of the Community
United States
508 Posts |
Ouch, what a dilemma. I really hope you can get a hold of your stuff tomorrow. Best of luck.
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Bedrock of the Community
Australia
21786 Posts |
Being detached from the situation, I have the luxury of thinking through it logically. First of all, how much do you value the relationship to your girlfriend?
She will be feeling just awful, and like most with the female psyche, considers that this situation brings unwanted pressure to the relationship.
The next thing is to consider legally who rightfully owns the coins now. The answer to that question is that it is obviously the Bank, but not if you can prove that no money was exchanged for the silver coins in question. That may be hard, because someone will have to decide what money has been paid to you for what coins.
This is a Pandora's Box situation however. The bank employs humans, and have the sympathetic ability to understand your situation, and in this case, you will get your coins back, if they still have them. If the humans in the Bank are not sympathetic, forget it. That's rough.
My sister used to be a bank teller, and has been also a very keen coin collector for many years. In her bank telling days, she would commonly get valuable coins from those handed in for which she would compensate the Bank. However she is also human, and I know that my sister would hand your silver coins back to you, even if she knew that they would now be legally hers. If you are lucky enough to come across that type of bank teller, take them out to dinner as a thankyou.
You are somewhat fortunate in that it now a weekend, and there is no activity in the Bank on Saturday and Sunday. That makes the possibility quite high, of the required coins still being on the Bank premises on Monday morning.
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Pillar of the Community
United States
757 Posts |
ok here's the run down. couldn't sleep, starting turning the possibilities over in my head and decided, 'hey if it IS, in fact, in the dumpster and the teller didn't notice the stuff (for whatever ridiculous reason), then it's likely that when I show up at 9 this morning it'll be after the trash people arrive'...
sure enough...what are the odds! dumpster diving, I find all my silver, some of it just tossed all over the place, some of it still neatly tucked in the corner of the box. I cannot believe this guy didn't notice like 5 pounds in those two boxes! disaster averted.
and yes, the girlfriend was a little upset to say the least, but hadn't blamed her, as it was largely my fault anyway.
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Pillar of the Community
United States
757 Posts |
anyway, I'm a fledgeling collector and was a bit careless, to say the least, and learned my lesson. hopefully you guys got a decent story out of it. heh.
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Replies: 56 / Views: 7,455 |
Posted 10/21/2010 9:14 pm
