Hello out there. I'm brand new to this forum and to the world of coin collecting. I have a total of 26 coins in my collection and I have acquired all but 3 of them in the last 2 weeks. I also must admit that I have 3 new ones set to arrive in the mail via
ebay next week. I have to ask a silly question, which I believe is a pre-req for being the new guy, so here goes: What is the difference between 90% or 40% silver, and Silver Clad? I aim to collect mostly U.S. coins and I have seen different dates and mints described as Silver Clad. I understand, for the most part, about coins minted post 1965 being alloys etc. But I have confused myself around later date coins and the description of being silver clad. Thanks in advance for any insight. I hope to get some pictures of my infant collection up soon.