I'm in Australia and coins with die cracks are definitely collectable. I have quite a lot of them and would never consider putting them back into circulation.
I even occasionally buy ones that I desire.
Maybe there's no premium on them in the USA, but my advice is to keep any you find. Gee whiz, they only cost you face value and you don't need to feed them.
There are plenty of error collectors on this forum.
life is a mystery to be lived not a problem to be solved
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