Does Your Coin Dealer Offer Layaway?

Layaway - Seller holds item for a customer who makes payments on said item. Once the item is paid for in full, seller give the customer the item. If the buyer never finishes paying for an item, it is return to stock and all monies paid are refunded - usually minus a restocking fee.

I go to lots of coin shows where there are repeditive sellers. As they get to know you they will usually say if you want me to I'll put that aside for you. Or you can pay for that in installments. Really common at these shows.

You forgot an option for the poll:

"Yes, I wish they didn't!"

Oh, so that's what you meant?
Well, dealers often offer to set a coin aside to me, but paying in installments is a new one.
Besides, it'll look a lot like paying in advance to me... the hours when I happen to be at the coin market are pretty much random, and thus I can never be sure that the particular dealer is even in! so I'll be paying without receiving anything, and with no guarantee I could even pay the next part, never mind receive the coin... only worthwhile if every installment is $5 or something, and at that level either I'd better take my money and buy the coin already or I'd be waiting several years for it

In Oct. I put $100 down on an 1837 Seated Liberty dime. Then in Nov.
I paid the balance due.
Once you and a dealer have established a good relationship he or she may
be willing to go the extra mile/kilometer for you.

I couldn't vote, because frankly, I have no idea whether they do or not. They probably do, but I've never asked.

If I can't afford to lay down the full cash payment up front, then the coin is too expensive for me. If there were an expensive coin that I desperately needed, I'd be much happier saving up the cash myself and paying for it all at once.

Several times, I've expressed interest in acquiring a coin that I couldn't afford at the time, and the dealer in question has offered to "put it aside for me for later". I've always refused. It wouldn't sit well with me, personally, knowing that the dealer might be letting opportunities to sell the coin and make themselves some quick cash pass them by while they waited for me to come back sometime after my next payday. If the coin's still sitting there in the dealer's display case next time I turn up with enough cash, all well and good. But if the coin gets sold to someone else before I make it back there, well, that's too bad for me.

Not only laywaway, but takeaway. LOL

I was in about a month ago to see if he had any "melt" jewerly so I could buy my wife a 20 year anniversary present. He pulled out a giant box of stuff and made some suggestions. I found an awesome diamond ring but didn't have the cash with me so he said "take it home and come back another time with the cash".

This topic reminds me of an interesting situation. At one of the many coin shows in my area there is one dealer that is there almost all the time. One of his customers a few years ago asked if he could buy a 1916D Mercury dime, MS-60 on time. He told this dealer he is out of work so it will take a long time to pay it off. Also, mentioned to the dealer he lives not far from the dealer's store. The dealer told him his family watches the store so he is alone at the coin shows so how would you like to work off some of the payments by working for me. Since then that customer found a job but still works for that dealer at all the shows.
Asking about time paymnets paid off in this instance.