It might just be the picture or the scanned image but does the color look right? Otherwise strong detail on the obverse ... could be a VF20 although the rim hit hurts it a little bit but not sure if it bumps it down to F15.
Just a little dark, might have had a light cleaning many years ago and retoned to the almost blackish color. I have a few lower grade Seated Liberty halves that I bought when I was starting out that have similar toning, I was told that they were likely cleaned and retoned. I'm most likely wrong don't worry about it.
Even if it is retoned I still think you got a deal at what you paid. Most Capped Bust Halves have old cleaning, have been dipped, or have other problems.
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