I seem to not be able to grade these very well and I know someone here might have some resources to which I have not yet found. Let me explain what I am up to and why I need some better guidance on just how to tell a MS60 from an MS62 from a MS65 etc.

I have multiple coin books including the standard
ANA standard grading book. This is fine for looking at
Barber halves etc but when it comes to Kennedy's I get lost real quick.

I have even tried the PCGS photo online grade webpage and I just can not see the difference between a MS66 and MS67.
The reason is that I roll search and try to keep outstanding examples with the hope of getting lucky. Just this last week I found a 1991D that was breathtaking (to me anyway and I see lots of halves). I even bought a copy of the
Red Book for Franklin and Kennedy's but it doesn't really have the information on how to tell whether I have a MS63 or and MS67. It does however tell me the approximate values which is nice.
I have found some 71D's that are what I would consider perfect but I just don't know. The
Red Book says that a 71D in MS65 can be $17 to $25 while a MS66 can be $35-$50. However an MS67 is $125 to $175. If by chance one is MS68 it jumps to $1000 or better.
So that is my diliema, how do I tell?
For example I will post the 1991D and see what y'all think. If you have some links with more detailed information, please let me know.


I can not describe just how good this coin looks. My camera is not the best but I can describe the mint luster as perfect, the edges are also perfect. I see lots of these with the luster but none like this. The best way I can describe it is proof-like with out the mirror effect. I see no real scratches etc, but I am sure there are some small ones that can not be seen with these eyes. I have only found two halves like this, the other being a 98 that had the infamous 'ring' so I tossed it back.
According to the
RedBook,
MS64 ~ $10
MS65 ~ $15-$30
MS66 ~ $75-$100
MS67 ~ $750 - $1500
MS68 ~ Only 2 exists certified
MS69 ~ Only 1 exists certified
So I would say MS66 or better but I really just don't know. I am not looking to send it in unless it makes sense. I am just trying to learn how to tell.
I see lots of 83's and 84's and it is just plain hard to get a good one with sharp details.
What the wife and I do is we both have a blue Whittman folder (One master set, the other secondary). When we come across a coin that peaks our interest we will compare with what we have and if it is better we swap them out. I do not necessarily throw the other back but place it in a tube for later. This 1991D won hands down and the other was almost perfect also. Purely on the degree of the 'mirror' of the coin did it make it no contest. I know it was not polished, nor a proof, but oh boy does this Half look great in person.
If I can find a way to really estimate the grade on these I could then look at both folders and see if there are any other gems so to speak.
Well thank you for reading my diatribe but I really have no other place to look.