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 Replies: 18 / Views: 3,442 |
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New Member
United States
17 Posts |
Hi. I'll be honest with you guys, I am old school. I'm not into the whole buying things online, but I want to try it and see how it plays out. I don't want to use paypal, let's not get into why. If I were to use my credit card to buy a coin on ebay, would the seller get my credit card number if I checked out as a guest? Also, if you'd recommend some safe sites I can use to buy coins, I would appreciate it. Thanks. |
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Moderator
 United States
14463 Posts |
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Pillar of the Community
United States
932 Posts |
Depends what you're in the market for...
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New Member
 United States
17 Posts |
Thanks, Fuzzy! I'll be sure to check those out. @ Osprey, I am not in the market for anything too expensive. Just American coins, I like to browse around. Maybe foreign, as well.
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Pillar of the Community
United States
711 Posts |
It has been quite some time since I haven't had a paypal account so this could be wrong now. I remember purchasing on ebay without having paypal and the seller would only accept paypal. When I went to pay, it let me just use my credit card without creating a paypal account. Might be different now that paypal and ebay aren't the same company anymore. |
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Pillar of the Community
United States
946 Posts |
Pretty much I only use paypal. Way safer IMO then putting your CC# in everytime and to a million places. Just link your CC with a paypal account and then you will be safer that way. Be covered most of the time and will generally be able to shop in a lot more places. IMO paypal is the safest way to purchase small amounts over the internet.
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Pillar of the Community
United States
4085 Posts |
Most sellers on ebay only accept PayPal, so if ebay is where you want to go, there's probably no way around PayPal. Some sellers on ebay also have their own websites, so sometimes you can go direct and get the same coins. As far as other sites, what types of coins do you want to buy? It will depend. Besides ebay, I like Dave Enders for modern stuff, Heritage or Great Collections for older stuff. When you use a credit card online, someone will have access to the number. Most sites use a third party merchant for payment processing as most sites are too small to handle all of the regulations around accepting credit cards. A merchant has to be what is called PCI compliant - PCI being a very stringent set of rules around safeguarding account numbers, etc. This is why so many small merchants use Pay Pal as they handle all of this. There are others, though, and many mid to larger sized sites will use different services - for example, Cybersource is one; authorization.net is another. Really large companies like Amazon, Target, etc. may handle all of this themselves. Some credit card companies will allow you to create a one time use credit card number you can use for online purchases. Discover lets you do this, I believe. That is one way to add a level of security to the transaction. |
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Pillar of the Community
United States
7375 Posts |
Some buyers only connect a bank account to their paypal, and when they make a purchase they only transfer enough money into the account to cover the one purchase. So if their paypal account is hacked, no CC # is exposed, only an empty bank account.
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Pillar of the Community
United States
2815 Posts |
Just send cash in a clear plastic envelope.  Just kidding, of course. Seriously, PayPal is the best way to go. I've been using PayPal since its inception, and I've never had a single problem. Believe me- if PayPal were troublesome, I'd tell you. |
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Forum Dad
United States
24154 Posts |
Quote:
When you use a credit card online, someone will have access to the number. I beg to differ. Most of the time it's all electronic and 128 bit encrypted. No actual person ever sees the number other than the last four digits which is all that is printed on physical hard copies. |
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Pillar of the Community
United States
7390 Posts |
 Unless you speak to someone directly and give it over the phone or by email only the last 4 are seen |
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Pillar of the Community
United States
7375 Posts |
Just to digress for a second....remember the days before paypal, the web, and the internet. When ordering something from a catalogue, etc., didn't we used to give a credit card number over the phone all the time, and not really think twice about it. Even back then I think I only had 1 erroneous charge on my account and it was quickly dealt with.
Edited by edweather
07/31/2015 12:27 pm
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Pillar of the Community
United States
2589 Posts |
Many sellers on bonanza, Etsy, and ecrater (all are ebay competitors) allow payments to be sent via money order, check, or credit card |
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Pillar of the Community
United States
4085 Posts |
Quote:
Quote:
When you use a credit card online, someone will have access to the number.
I beg to differ. Most of the time it's all electronic and 128 bit encrypted. No actual person ever sees the number other than the last four digits which is all that is printed on physical hard copies. Yeah, I probably didn't state that quite right. Hiding all of that is part of being PCI compliant. But - the fact that these vendors get hacked sometimes and the card numbers get compromised says that these numbers are stored out there and accessible by someone. That's what I was trying to say. Edited by KenKat
07/31/2015 1:14 pm
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Forum Dad
United States
24154 Posts |
Most places nowadays give you the option to save your card or not. Choose not, and it vaporizes.
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Pillar of the Community
United States
4469 Posts |
I have a credit card that I use for online purchases and for PayPal. I move money into and out of this credit card account depending on what I am buying or selling on ebay, so I do not have a large exposure to illegal activity on the card. Some sellers on ebay will take a credit card, but many will not as noted above. If I was not going to use PayPal, I would buy most of my online coins from auction houses like Heritage, Stacks and Great Collections as these companies will take a credit card. You can set it up with Heritage where they will take a check for the purchase of coins, but it will slow down your coin delivery time. If you are not using all the avenues available to buy coins, you are most likely over paying and your selection to get quality coins will be limited. I am old school also as I pay with cash whenever possible and I still send out checks to pay my bills and I hate automatic charges on my credit card. Edited by Slider23
07/31/2015 10:19 pm
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Replies: 18 / Views: 3,442 |
Posted 07/30/2015 10:44 pm
