I am not an expert on these notes. I do see that the back of the note is not centered. While the design is closer to the bottom than the top, none of the design is missing.
When part of the design is missing the notes have some collector value as an error note.
I don't think your note has any premium value because all the design elements are there.
Please wait for another opinion.
There's no harm in keeping it if you find it interesting.
Condition is (almost always) vitally important when it comes to banknotes. Your £5 note looks fairly crisp but has several major creases. To me, this is not worth more than face value, unfortunately. Keep hunting!
There's no collector value at all to this note, unless it's a sentimental souvenir for you, you're better off spending it and getting your Five Pounds out.
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