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Christmas Spirit, Blessed Again

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Valued Member

United States
455 Posts
 Posted 12/24/2016  07:42 am Show Profile   Bookmark this topic Add Webekin to your friends list Get a Link to this Message Number of Subscribers
I provide transportation to a group of Amish carpenters, come home yesterday and the wife ask me what a person should do if a poor person gives a Christmas gift that has extra value and might not realize that they have given more then they thought. I replied that they should be given the chance to redeem the item back. Short story is, our poor neighbor/wifes friend, gave her some jewelry and me 12 Kennedy half dollars, 6 of these were 40% silver. Wife tells her that she might want to keep the silver halves as they have more value as silver melt. Her reply was "Oh no, I have more at home, maybe we could go to the coin store some time and see what there value is. Well I can do a melt value for her easy enough, still feel bad that she has given me six of her silver halves, when she may need them later, as she is in a very poor marriage. Should I offer to buy her other silver coins, before my wife and her go to the coin store, or maybe after they get an offer from the store, or not at all. I can afford to offer current melt, no discount, just to have and to hold. Blessed again, Webekin
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Biedercoins's Avatar
United States
1601 Posts
 Posted 12/24/2016  09:43 am  Show Profile   Bookmark this reply Add Biedercoins to your friends list Get a Link to this Reply
Accept the gift she gave you with grace and as for the other coins, if you can afford it, give her melt plus. The plus can be your gift to her. Say you're giving her numismatic value because they have numismatic value (only issued six yeas).
Edited by Biedercoins
12/24/2016 11:10 am
Valued Member
United States
424 Posts
 Posted 12/24/2016  10:47 am  Show Profile   Bookmark this reply Add Oldephriam to your friends list Get a Link to this Reply
Webekin, this is a very noble endeavor you are considering. I encourage you to follow through with this. However I want to caution you to be very careful and prepare yourself for whatever consequences result from this.

I am the leader of the congregation of the church I attend. I have many members that are poor and/or in extreme poverty. Because I work so closely with them I have received extensive training on how to best help them. I have also learned how the poor think and act and I have learned the difference between a poor person and someone who is in poverty.

First of all know that the words poor and poverty cannot be used interchangeably. I know doctors that have incomes well into the six figures, yet they live paycheck to paycheck. They are poor. Conversely I know a person that is earning less than $20,000 per year, yet they have a long term plan to improve their education, manage and save their money and "move up" in the world. They are in poverty.

If this neighbor is truly poor then prepare yourself to be surprised by what they buy with the money you give them. Keep in mind that those who are poor have a very different set of values and what would be an almost alien way of thinking about everything.

The only thing that concerns me is you referring to their poor marriage. If you mean that they are simply poor or they are in poverty then go ahead with your plan. If you mean that the marriage relationship is poor then be extremely careful because putting an unexpected gift of money in the middle of it most likely would cause things to explode.

If you are interested I can give you a few questions to ask and what responses to listen for. This would help you determine rather quickly if they are in poverty or are truly poor.
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Canada
9864 Posts
 Posted 12/24/2016  10:58 am  Show Profile   Bookmark this reply Add DBM to your friends list Get a Link to this Reply
Sounds like Christmas spirit in your guys neck of the woods is something you learn in Economics 101.
"Dipping" is not considered cleaning...
-from PCGS website
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KenKat's Avatar
United States
4085 Posts
 Posted 12/24/2016  11:22 am  Show Profile   Bookmark this reply Add KenKat to your friends list Get a Link to this Reply
Great post by Oldephriam.
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United States
455 Posts
 Posted 12/24/2016  8:49 pm  Show Profile   Bookmark this reply Add Webekin to your friends list Get a Link to this Reply
Oldephriam:
Lady has a BS degree, did teach now is a school cook. Husband is a factory painter. He buys all the archery supplies he wants. She pays for most of the bills. She play organ for a local church, he attends church with his hunting friends, in another town. Neither would be good money managers. Came near divorce last year! She is my wifes friend, not mine, and I do not associate with her husband, other than a wave when meeting on the road. Decent people both, just somewhat odd, by my observations. The wife will visit with her, not me. And as stated I can, afford to be a little generous, just not in my nature to over pay. Webekin
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jbuck's Avatar
United States
188213 Posts
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fistfulladirt's Avatar
United States
4333 Posts
 Posted 12/25/2016  09:50 am  Show Profile   Bookmark this reply Add fistfulladirt to your friends list Get a Link to this Reply
I don't understand. What about the jewelry gift, does it not have monetary value?
Poor or not, she may have taken offense at an offer to 'buy' the gift she was giving.
When I listen to LED ZEPPELIN...so do my neighbors...
Roll hunting since '77
Dirt fishing since '72
Valued Member
United States
455 Posts
 Posted 12/26/2016  08:51 am  Show Profile   Bookmark this reply Add Webekin to your friends list Get a Link to this Reply
Ah, good point, fistful! Yes most likely less than $10.00, but still value. It was a card of ear rings. The wife is more concerned than I. She has told the neighbor about me collecting half dollars and searching for then in rolls, otherwise she would not have known to give me halves. I think, accept the gift and thank her for her generous gift. Webekin
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