If you have a 98 silver Cent, it probably has been plated so it would only be worth 1 Cent. If you could provide pictures and the weight, then we could see if it is possibly something else.
@LO, first welcome to CCF. Second, I agree that pics will help us tell you what you have. In addition to being plated, it is also possible that the copper plating was stripped off, leaving just the zinc core. We will need to see more to know for sure.
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