Thanks! I'd think in that particular coin's case, if they thought the toning was legit enough for a grade, NGC would document it if they're going to bother taking a picture at all. That whole series is all B&W for some reason, and, as I say, they mixed them up so the pix don't go with the coin in the description.
Yeah, that first coin is on my watch list because I want to see if it goes for what they're asking (I know toners can go for multiple times the "market" value for the same coin without the toning, but even tho I love toners I hesitate paying the high premiums most dealers are looking for these days, especially when I don't really trust that the photos tell me what the coin will look like in hand). If the toning is legit it's really cool. I especially like the way the lighter colors on the face sort of change her expression. Set it next to another Morgan and you can see that lighter spots around her eyes and mouth make her seem to smile a little. If/when it does sell I'd love to see more photos.