Need To Let Off Steam! 1970 Washington. AU-50

I am sitting here shaking my head. I don't blame you for needing to let off steam. I can hardly believe that someone would refuse a quarter -- and I believe you when you say it's clearly a quarter -- I mean, what else could it be? Geez -- it's not like you had a funny-looking hundred dollar bill.

I had an incident with a teller once but it doesn't begin to compare with what happened at your bank. I simply wanted to move some money from my passbook savings account to my checking account and she INSISTED on 'only one transaction at a time' and counted out the money and pushed it to me. I pushed it right back, she counted it again and gave me the deposit slip.

I sort of get it that banks don't want people coming in with bags of rail pennies but a scratched quarter....doesn't make sense. Kind of makes you wonder where Maureen will be working next week -- fast food or bank VP?

Welcome to the forum.

I thought banks deal with money. Don't they pull out mutilated money anyway before returning it to the mints. So what is the deal with taking a messed up quarter.

I would visit that bank as little as possible.

, Catalyst1221!

You may be talking yourself out of a goodie.

1970d quarters have been struck on dime thickness blanks. They will weigh light, and every one I've seen is a weak strike and has a scratch on the lower right field.

They sell for around ten bucks.

First, welcome to the forum. :-)

Second, methinks you caught that teller in an odd spot. It can happen anywhere.

She obviously didn't grasp the concept of legal tender right off the bat (a United States coin is legal tender, period; however, this does not preclude someone refusing it as payment under a private policy, so the excuse of "[We] do not accept mutilated coins. This is not legal tender. You will have to use that at a store." is naïve: QED). What's worse is that she probably realized her mistake a beat after she spoke it, but was not willing to back down from it due to embarrassment, poor gal. :-)

I am always surprised about how little some bank tellers actually know about the currency they work with on a daily basis. At one of my local banks they're more savvy than most, but that's because they're always sure to ask me whenever they come across something unusual or fun and I'm always happy to oblige. :-)

I didn't read all the answers...imo...as you search...drop the coins in tubes that you have marked so they reach a full roll...then go to you bank and exchange them.....walla...

David - My first reasons were her teller methodology. With all respect to age, I am 25 (turned Dec. 21 2011) and would put her on mid 60's. As this bank is where I started my account many years ago and frequent often for deposits/withdrawals it was clear she was a new face in the sea of tellers. I cannot assume 100% but she seemed to take a personal bias against me over subtlety of the quarter. Getting this "new" vibe from her it also seemed as if she wanted all transactions to run smoothly. You know, she didn't want to be that new teller who accepted mutilated coins. Now say for instance, you walk back out to your truck and grab a quarter. You have spent time going in and out of the bank 1.5 times. You wait in the line 2 times, as I believe this teller would not wait for you to return to the transaction. Skip ahead one beat of the line and unfortunately you get Marueen... again. We could say hey Maureen, picked out a different quarter from my vehicle. And it's possible Maureen would say sir I'm sorry we do not accept mutilated coins. *Sound of record player being scratched to a stop.* Now not only have you lost out on 2x your Time Value of Money, but to hoot your money is value-less. In my case, for a split second... it was a bit intimidating to feel like I was crazy in front of a LARGE line of people waiting (hopefully you were not one of them because your TVM would have heavy losses for the day) to possibly try and exchange coins in similar conditions to mine as I held out the quarter in front of my face to see if this was really happening. So now not only was I completely flabbergasted but being provoked as she would not respond to my request to speak with a supervisor. Luckily though, sorting through the pre-1982 Lincolns making sure to weigh each 1982 found to an estimated weight of 3.11 grams and not those phoney bologna 2.51 copper plates. This was my hedge for TVM. Hooray. Hedging gave me some extra time to speak with a supervisor. And the least, what better way to network through a personal unplanned meeting in your favor with bank super-execs. Maureen certainly has qualifications. In the banking world I do not believe she is suited to stand or maintain any tier in a banking facility. If she gets a run down of the drills for the sea of bank tellers and gets an A+ from now on I'm glad I was able to help. If she is no longer servicing duty as a bank teller then it would not be bothersome. All this over a quarter, right?

Buddy - If tellers are going to use their own mannerisms, us customers should really be given notice. A new sign something like, "Tellers will only produce one transaction at a time. If you need other transactions get yourself back in line. FDIC insured."

Burger - I cannot even imagine what would have happened if I handed her a roll of pennies with one the 13 Canadian cents that were found. I could see her saying this man is trying to import Canadian cents and export American cents. That's a whopper $10,000 fine and up to 5 years in the slammer. *Maureen presses bank robbery button underneath counter*

biggfredd - Great knowledge I'll be on the look out now!

Steve - If your tellers are ever looking to transfer, I may know of a new teller opening at a local PNC branch.

Jayman - That's a nice idea. However, my branch PNC renovated the interior and now includes a private separate room just for two coin counting machines. Now when you're standing in line no more dodododo SHHHHHHH do.. do. All in its own private closed door room.

FUNNY TELLER STORY
A few years ago I went to a bank ... waited in line and then walked up to a young bank teller .... I think she was new to the job .... I asked for a "dozen rolls of quarters" ... she handed me 6 rolls of quarters ... I said "I asked for a dozen rolls" .... she said "YES" ... I said "but I wanted a dozen rolls" ... she said "I gave you a dozen rolls" I said "you gave me 6 rolls". She said "yes, that is your dozen rolls" ... I said "but there are 12 in a dozen" ... she said "I thought that was only for eggs". TRUE STORY