You don't have a wishlist?
Just me, but I make out a "wishlist" and set goals to acquiring those wishlist items. The list is full of items I'm interested in but items that I also know are practical and in my budget.
I also take a piece of paper and fold it in half and list on either side reasons for acquiring the items and reasons for not acquiring the items.
If there are more positives than negatives, I add the item to my wishlist. This board has proven to be very valuable in helping me decide in what direction I want go with my purchases and reasons for adding +/- to my lists.
This year's list:
All 5 of the 2013 Uncirculated 5oz ATBs
2 annual 2013 silver proof sets
1 5-Star Generals Profile Collection
1 Girl Scouts Collectors Set
1 coin book- to increase my knowledge
During the year, there are numerous little distractions that might prevent me from acquiring my wishlist but I go back to the list and look at the reasons why I put the items on the list to begin with. One distraction this year was electing not to buy a Westpoint Silver Eagle Set that would have interfered with crossing out another
ATB off my list.
Anyway, this may sound odd but I also keep this list in plain sight to remind myself of what I really want and why. This helps me stay focused on getting what I want. Instead of taking $5-10 for McDonald's or pizza I'll grab a cheaper substitute and pocket that money for something on the list. It's only a few dollars but it will add up to a nice purchase if I stay focused and keep adding to it.
If someone asks what do you want for a birthday or Xmas gift I show them my list and tell them what I'm trying to do so they can help. This cuts down on silly clothes like sweaters and things that I would never use or want that people used to give me at Xmas! If they couldn't get me the item on the list, $5 and a card would help me reach the goal.
Next years list:
All 5 of the 2013 Uncirculated 5oz ATBs- praying prices don't increase dramatically
2 annual 2014 silver proof sets
1
Baseball Hall of Fame Set with Gold coin
1 2014 uncirculated Civil Rights specially packaged coin
Next years book will be "Whitman Encyclopedia of US paper money" and I might be able to afford "A Guide Book of US Tokens and Medals"
The gold coin is going to really increase my budget but I started adding to my glass jar back in April.
But my point is I would make out a wishlist with your own preferences and that suits your budget and go from there.