What To Say When Asked Where Did You Get All Of Those?

My local credit union I dump in coin machines, they know I search for silver and they limit me to $300 per day. I know they don't like me doing it, but I am a customer and if they don't like it I can easily close my account and go elsewhere. When I dump hand rolled boxes of halves at other banks I tell them I have a friend who ordered them for me( which is a lie), last few times wasn't a lie cause my grandmother brought me 2 boxes home from Florida. I tried dumping a box off at a local keybank which I have an account with, and they refused my box of halves, which kinda made me mad. I just went to a local Bank of America and I immediately got a look (Like he's got more halves to dump on us), because I do dump with them sometimes. My new halves come from Dunbar....all the other banks use Loomis,,,so I don't get my dumps.

Well the teller was a young girl. And I had tried buying a bag from them before and they were going to charge 10%. That's why I made them one of my dumps.

apprentice gigolo

When opening a bank account with the intention of using that bank for roll hunting, I get that fact right out front with the manager. Usually they do not have a problem with buying or dumping, as long as it's not an unusual amount.

It does cost the bank in time and money when dealing with roll hunter's dumps. The bank pays an armored service such as Brinks, etc., to pick up the coin bags, but in most cases the coin does not go to a Fed Reserve bank. The bags are weighed and the bank is reimbursed for the coin by the armored service, which then rolls and redistributes that coin locally.

Most of the time when I dump large amounts of coins the tellers dont ask, but they usually look at me weird and I usually tell them our family like to look for old coins and are avid coin collectors... which is me that searches through them, I usually say we spend time together looking through coins for our collections instead of watching TV or playing video games. It usually strikes of conversation while the teller is loading up trays or boxes of the rolled up coins. I bank at a larger bank which have branches statewide so if I go out of town I usually take my bigger coin loads out of town so I don't have to see them again, and keep my smaller amounts to my local branches so I don't wear out my welcome. Only one time was I dumping $200 worth of nickels that a teller was extremely upset that I brought that many in. She made several comments about how they have to bag these up for shipping out, but I brushed it off cause I think she was having a bad day. I just smiled and said have a good day. I have found the younger tellers don't care they just take them without questions, it is the middle aged to older tellers that give the goofy looks. But I try to keep most of my dumps at out of town branches so the chance of seeing them again is slim to none, and I I happen to go to the same branch months later they won't remember.

I normally dump at my CU where they have a coin machine. They don't charge for me to dump, probably due to my account balance. I recently dumped $5k. I notified them that I was going to be dumping some coin and asked when would be a good time for them. I told them the amount. We worked out a time and it went smoothly.

I have had people waiting to use the machine or see a specialist ask me where I get all those coins. I just tell them the truth, I order them from another Bank. About 50% of the people don't even know they make Half Dollars. I sometimes save some of the shiny ones for last so I can give them to the kids.

I haven't dumped in a couple of months. But I don't anticipate any changes when I start back up.

I used to be secretive about it, almost like CRHing was a shameful activity and then I just decided to be honest. I'm sure the tellers are smart enough to figure it out. Usually I say I'm after old coins and I talk vaguely talk about my successes as everyone wants to be part of the win. I tell them about "oh I found two walking liberties the other day" I don't get into I found X ounces of silver. One is a hobby which people can support, the other sounds like you're making the bank do the dirty work for you to make money.

Also when you're looking for old stuff people will ask what else you're interested in, I.E. Ike's and other large coins etc...

I agree, describe it as fun or a challenge, never mention the silver.