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 Replies: 20 / Views: 9,480 |
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Pillar of the Community
United States
1934 Posts |
I see people saying theyre ordering "boxes" and "bags" of coins from the bank.
If you put words in my mouth that will be heard by the banks, I'll repeat them, verbatim.
Words like, "I'd like to order/buy a box of 2008 $_____?"
Is that it?
or, "hey, gimme gimme gimme gimme?"
or, "you-know-whattem up"
I'd like to get some 08 cents and Madisons.
I'd also like to buy a bag of circulated coins.
hep me
thanks
Jim
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Moderator
 United States
6563 Posts |
no dice most of the time the boxes are sealed with the small holes in the tops just to make sure that all the rolls are in there This is what I say when I call... quote:
Hey Justin, this is Doug. Can you order me 2 boxes of Halves please? I'll be in on Thursday. Thanks again!
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Pillar of the Community
 United States
1934 Posts |
So, I can call and ask can they order me "box(es)" cents or rolls Madisons?
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Moderator
United States
6563 Posts |
My guy at the bank knows me and already knows I'm a customer and will come in to get them. If you have that kinda relationship with a bank person then try it. I doubt you'd be able to get the exact Prez dollar you want since they just order "dollar coins" so it could be any of em
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Valued Member
United States
168 Posts |
sure you can call...they may seem like they can't but you need the right person on the phone...i order mine over the phone and they hold them for me.
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Pillar of the Community
United States
749 Posts |
I hadnt done it before I ordered the $500 Kennedys in Feb , so it was new to me as well. This was done through my sons bank, now also my bank, I was feeding him what to say and he repeated it. I told him to tell them "Id like to order $500 worth of half dollars please."  I didnt care if it came in a box or a bag or a rag, the fact that I got them was good enough for me.  They ended up coming in a thick plastic bag with a re-seal top. I went through them, picked about $40 worth of what I needed and right back to the bank the next day Good Luck Jim |
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Pillar of the Community
United States
2049 Posts |
I do both ordering and drop ins. I have told them on drop ins that I am collector or that I need them for poker night (usually I ask for like 20 rolls or so to keep it from being obvious). On one drop in the lady had nothing for me, but told me she was the head teller and asked if I wanted to place an order. I emailed her an order for boxes of pennies and nickels that should be here on Friday. At my main branch, I only stop in if it's not busy and one of the two people who can go into the vault are there.
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Pillar of the Community
United States
1934 Posts |
Thanks you all...I have a rapport with the tellers. I appreciate your input.
Jim
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Moderator
United States
6563 Posts |
Ashame I couldn't have a rapport with one certain good lookin female teller She can order my coins anytime she wants  |
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New Member
United States
42 Posts |
I tried ordering at one bank and got contradictory responses from two tellers, the ultimate consensus being that they did not order coins for customers. It seems like answers to that question vary as much as a roll of the dice. Anyway, they informed me that I could order coins from the Federal Reserve Bank. So, the next day I found and went to the local Federal Reserve Bank. At the entrance of this huge bank, there must have been 3 or 4 federal agents, all looking at me as if I were a little crazy talking about "ordering coins". Anyway, I wasn't let in, and was told I needed to call the head of the branch in some other state. They were nice enough to give me a phone number, but I didn't feel like going through so much trouble just to look through some coins. So, I went to another bank, where I have an account, and thankfully I found a sympathetic teller who also collects coins and she informed me that I could order boxes of halves in $500 units and that the newest Pres. dollar coins were coming soon. So, I ordered a box and I'll be at the bank on Friday to get my halves and some new Presidential dollars. |
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Bedrock of the Community
United States
12437 Posts |
quote:
the ultimate consensus being that they did not order coins for customers
The consensus is that they are lazy and do not want to do their job quote:
Anyway, they informed me that I could order coins from the Federal Reserve Bank
Ah, the consensus has changed now to them being idiots that do not even know their own banking regulations. The general public cannot do any financial business directly with a FRB- that is why Treasury agents were giving you funny looks. The FRBs exist to service the banking system. If that is a secondary account bank, I would recommend complaining loudly to the manager and then promptly close your account because bank employees that are that completely clueless about their own industry are dangerous people to trust your money with  |
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New Member
United States
42 Posts |
biokemist6, I'm none too happy with the incorrect information the tellers gave me either, but I don't want to get anyone fired or disciplined because of it, either. I think I will inform the bank of the incorrect info, just so they don't send another coin collector astray, but I'll be nice and not mention any names.
After having the bank close a few times on me even when there was a minute or more left till their frustratingly early closing time (with a telling waving at me that they were closed), I pulled out most of money from the bank and started an account in another bank. So it's not very surprising that they won't order coins for me while my "newer" bank will. But I keep both around anyway, just for the sake of having an alternative (for coins, rates, etc.).
Edited by Coinster
03/12/2008 8:22 pm
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Bedrock of the Community
United States
20753 Posts |
Lucky_13 if you ment you returned those coins back to the same bank, your one of the reasons so many banks tell their tellers and officers to tell people they don't carry halves, don't order coins for people, don't have, don't have, don't have, etc. Banks are a buisness and are there to appease customers and make money. Mostly make money, not play games that take up tellers time, officers time, counting machine time, handling, logging, documenting and all for someone that takes out coins and then returns them. As people continue to do play take coins out and return games, and may not even be a customer or a large amount of money customer, more and more officers are being instructed to tell people all kinds of stories. I have accounts in 5 different banks and unless a teller at any one of them knows me and I ask for halves, I'm told they don't have any and don't order them or carry them. Then I just go to another teller that knows me and PRESTO, I now have halves.
I really sympathize with banks with this coin craze lately and so many people are just purchasing coins, looking through them, returning them to the same bank.
Edited by just carl
03/12/2008 8:40 pm
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Valued Member
United States
270 Posts |
Things vary from bank to bank.
It costs the bank too much to order just $1,000 in coin. Every time we get a drop off or have to have money picked up we get charged for it. Your best bet to find a bank that is willing to order you the coin is a bank that is more busy, because they will be ordering money anyway for the bank and adding a customers order along with the rest of the order isn't a big problem, and we are normally very willing to do that for a customer.
The other thing that might get in the way is when we order halves we have to order them $1,000 at a time and if you are only willing to take one or two hundred of them then the bank is stuck with the rest of them. The bank gets charged for the extra money thats just laying around in the vault so the banks really try to keep only what is needed. Also the banks can not just sell the extra coin back that you don't want, because when we have to buy them $1,000 at a time we also have to sell $1,000 at a time.
If you are willing to buy the whole required amount that the bank has to buy they are much more likely to go ahead and order them for you. Some banks will charge you for this service. They also want to make sure if you say you will pick them up that you actually will buy what you said you would, which is why getting to know the tellers well is a huge help.
Oh, and we don't always have a choice in what type of coin we get. When we do a coin order most of the time we just get what ever they bring us, which is normally a mixture of all different years.
And yes it is completely crazy with all the coin stuff going on lately. We aren't so lucky to be able to have a coin counter so when people dump all that coin on us we have to go back and count every roll by hand to make sure the rolls have the full amount in them. It can get to be very crazy.
Edited by imanangel0686
03/12/2008 9:48 pm
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New Member
United States
42 Posts |
The bank had the presidential coins on Friday, but not the halves, which I picked up on Monday. I'm going through the half coins now. imanangel0686, I realize it's an inconvenience for the bank, but what would you have someone do? Personally, I'm just looking to keep a few of the coins, depending on what's available, but I can't really afford to have hundreds of dollars just sitting around to be used little by little. If I did, I would. With the Presidential dollar coins, this is what I do, because I can order them in rolls of $25, and there is no sense in looking through hundreds of dollars of them. But, that's not the case with the half dollars, so I have to return most of them eventually. What else would you have me do? Sure, I could dump the coins in another bank, but that would just be shifting the burden unto another bank. The teller I spoke with is a coin collector, too, and she told me it was alright to return it all, BTW. Edited by Coinster
03/19/2008 04:19 am
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Bedrock of the Community
United States
20753 Posts |
imanange10686, I'm glad you said all that. Dealing with banks for a long time and having accounts in 5 now, I appreciate their problems. I know people that work in banks also and hear their complaints about such irritating situations of stopping everything to count a pile of change that is being returned over and over and over. Naturally they are not allowed to tell customers that they are a super irritant, but they sure wish they could. It is many things like this that makes a bank a low paying place to work since so much is money is wasted on this coin craze.
Most banks around me tell people that if they bring in rolls of coins, nothing can be paid out until they are all opened and counted. If deposited in an acount, that too will not be posted until they are opened and counted. Way, way to many scams on short rolls brought to a bank.
Funny story about halves is I always get from 2 to 20 rolls from one bank about every two weeks. Instead of taking them back to a bank, I spend them in the area. Lately I found that most places I spend them at take them to the same bank I get them from. A check of that bank reveiled I usually get back the same ones I just spent. I sure wonder how many times I've looked at the same half over and over and over and........
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Replies: 20 / Views: 9,480 |
Posted 03/09/2008 3:34 pm
