the 97(P) are known for fairly sharp strikes. this one is average for strike. luster is broken in various areas on both sides. lots of hits and marks on the profile, neck, hair, above the eye and obv fields. reverse has a bad hit right in the sweet spot of the breast. shes been banged around a good bit probably in a bag.
this one could be a poster child for MS61
as for value, where you look is based on whether the coin is slabbed or not and what
TPG slabbed it. since yours is raw you can look in two places to get a fair market value
1.
ebay sold items
2. Numismedia.com
http://www.numismedia.com/fmv/fmv.shtml