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So I Got A Warning Msg From Paypal For Accepting 'Customer'

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Bryan1315's Avatar
United States
14454 Posts
 Posted 10/15/2010  8:38 pm  Show Profile   Bookmark this reply Add Bryan1315 to your friends list Get a Link to this Reply
I have never received any paypal notice like this, of course I use paypal and pay their fee's when I use it like I agreed to do when I signed up for my account
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coinguybrian's Avatar
United States
5375 Posts
 Posted 10/15/2010  10:36 pm  Show Profile   Bookmark this reply Add coinguybrian to your friends list Get a Link to this Reply
Yeah, I just mean that many people who don't do it seem to be getting it too. Seems like its part of a crackdown. Most of the no fee payments I've done have been as the buyer. Maybe they just figure it out by what the sender puts in the description.
Edited by coinguybrian
10/15/2010 10:37 pm
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coinguybrian's Avatar
United States
5375 Posts
 Posted 10/17/2010  11:39 pm  Show Profile   Bookmark this reply Add coinguybrian to your friends list Get a Link to this Reply
Actually the main transaction they're bugging me about was 100% personal in every way; my girlfriend sent me money to pay for some stuff. Don't get these guys...
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weerdsteev's Avatar
United States
1291 Posts
 Posted 10/20/2010  11:09 am  Show Profile   Bookmark this reply Add weerdsteev to your friends list Get a Link to this Reply
Very interesting discussion! Give me your opinions of these two "personal" or "gift" transactions that I partake of on a regular basis:

1.) My daughter (who lives out of state) knows that I am a good ebay seller and asks me to sell her old Ipod (and other things) for her. When the item sells I automatically get charged the ebay fees and the PayPal fees. I then turn around and use PayPal to "gift" my daughter what remains of the proceeds. Good or bad?

2.) A long time ago I established a relationship with a guy who sells me strictly no date, mint marked Buffalo nickels which I restore and sell on ebay. When I sell them, I am charged the ebay fees and the PayPal fees, but I "gift" the money to my supplier whenever he sends me those dateless nickels. Good or bad?
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Bryan1315's Avatar
United States
14454 Posts
 Posted 10/20/2010  11:30 am  Show Profile   Bookmark this reply Add Bryan1315 to your friends list Get a Link to this Reply

Quote:
1.) My daughter (who lives out of state) knows that I am a good ebay seller and asks me to sell her old Ipod (and other things) for her. When the item sells I automatically get charged the ebay fees and the PayPal fees. I then turn around and use PayPal to "gift" my daughter what remains of the proceeds. Good or bad?

2.) A long time ago I established a relationship with a guy who sells me strictly no date, mint marked Buffalo nickels which I restore and sell on ebay. When I sell them, I am charged the ebay fees and the PayPal fees, but I "gift" the money to my supplier whenever he sends me those dateless nickels. Good or bad?

1st question) I feel you are doing the same thing it was meant for. When you sold something and used paypal you paid the fee's. When you sent money to your daughter (not a buyer/seller transaction) you sent as a gift just as you would have done if you had sold it for her on your ebay account and her live with you and then you take the money you made out of your pocket to give to her because the item was hers

2nd question) the seller is doing wrong, the buyer never pays fees, its the seller that does. In this question its not being used as it was meant to be used


Please note any time I join in on a discussion like this I am using my own opinion, not being the spokesman for the forum staff in any way. I am acting just as any member stating their opinion on any other topic and my opinions do not reflect the forum staff's opinion on the matter in any way
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snowman's Avatar
United States
1840 Posts
 Posted 10/21/2010  7:23 pm  Show Profile   Bookmark this reply Add snowman to your friends list Get a Link to this Reply
I think that a good, moral decision should be self-evident and not require a 5 paragraph explanation. If you want to "stick it to the man", why not own up to it.
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coinguybrian's Avatar
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5375 Posts
 Posted 10/21/2010  8:52 pm  Show Profile   Bookmark this reply Add coinguybrian to your friends list Get a Link to this Reply
I was explaining my views on economics and 'morality' in general since I believe that most 'morality' is contrived (most, not all), and I disagree with you. Many things that 'appear' simple are actually much more unintuitive than they seem. Like the speed example I gave....

Point of this thread was informational (even though I got carried away with the philosophy)...see how widespread this thing is, since it seems others are getting this even if they're not violating the TOS. And in fact the transaction they bothered me about WAS personal, so this is hardly about 'sticking it to the man' at all

But I DID take issue with people saying using business stuff as 'personal' is 'stealing' or 'theft' because I don't agree with that, and if that were true, then many things such as insurance companies jacking up insurance premiums 150% for a couple of speed tickets qualify even more so as 'theft'. I know you're thinking "its because theyre dangerous drivers!" but that is actually false. What about the many times paypal has put a hold on peoples' $5000 for no good reason? Not theft? If paypal actually paid more than nothing for you to send $1000 via paypal gift, then it'd be just a bit closer to 'stealing' but I would still consider it amoral...
Edited by coinguybrian
10/21/2010 9:20 pm
Bedrock of the Community
United States
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 Posted 10/21/2010  9:21 pm  Show Profile   Bookmark this reply Add TNG to your friends list Get a Link to this Reply
I have a long term resentment over Paypal and ebay. I just went over my 12th year on ebay as a seller. I was a member of Paypal long before ebay bought them up. Right or wrong, moral or amoral, honest or dishonest, I have no problem getting around fees if I can. Neither company has ever backed me up when I got ripped off, and I have been. I had to learn how NOT to get ripped off and they didn't help me with that either.
A good friend of mine told me once, you can do anything you want to in life. Just remember, you have to be willing to pay the price when you get caught. Sometimes the price is having to live with yourself, with what things you have done.
I'd have no guilty feelings exchanging money through Paypal using the gift option and avoiding fees if I were to do it. They have no guilty feelings about taking about 20% of my profit (combined) when I sell something on ebay and get paid through Paypal. They should but greed is what ebay and Paypal are all about. I'll justify my getting around it as more less a necessary means of making selling worth my while as well as my customers.
I feel they get enough. I boycotted selling through ebay for a couple years and only recently took advantage of free listing at any open bid, because ebay is hurting for the business their own greed pushed away.
I Remember when you could look up any widget in the world and find it. You used to also be able to figure an actual price value on some things because so many of them were up for sale and fetched just so much and that was it.
Now you are lucky if you can find a fifth of the stuff we used to see on there even for sale anymore.
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coinguybrian's Avatar
United States
5375 Posts
 Posted 10/21/2010  9:21 pm  Show Profile   Bookmark this reply Add coinguybrian to your friends list Get a Link to this Reply
"
Please note any time I join in on a discussion like this I am using my own opinion, not being the spokesman for the forum staff in any way. I am acting just as any member stating their opinion on any other topic and my opinions do not reflect the forum staff's opinion on the matter in any way"

Why did you say this?
Bedrock of the Community
United States
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 Posted 10/21/2010  9:25 pm  Show Profile   Bookmark this reply Add TNG to your friends list Get a Link to this Reply
Oh and I do pay my fees when I sell through ebay everytime to ebay and Paypal. I don't like how high they are, but they are the ones who lost out from me since I barely use them for selling anymore.
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weerdsteev's Avatar
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1291 Posts
 Posted 10/21/2010  9:57 pm  Show Profile   Bookmark this reply Add weerdsteev to your friends list Get a Link to this Reply
Shadow: He said THAT because he's a MODERATOR and therefore he has a certain amount of implied authority here on the forum. He simply wanted us to know that what he said was his own, personal viewpoint on this subject and should not be construed or understood to be the OFFICIAL forum view on the subject.
Edited by weerdsteev
10/21/2010 9:58 pm
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coinguybrian's Avatar
United States
5375 Posts
 Posted 10/21/2010  10:11 pm  Show Profile   Bookmark this reply Add coinguybrian to your friends list Get a Link to this Reply
I figured out that that was the purpose, just seemed a little excessive imo...
Locked
822 Posts
 Posted 10/21/2010  10:22 pm  Show Profile   Bookmark this reply Add scubu to your friends list Get a Link to this Reply

Quote:
I think that a good, moral decision should be self-evident and not require a 5 paragraph explanation. If you want to "stick it to the man", why not own up to it.


Yeah, well said. Prisons are full of people real good at rationalizing what they've done. Lying to cheat a business or a person out of money is stealing no matter how many stories you spin.

Reminds me of a neighbor I had one time that paid an independent insurance adjuster 1K to inflate storm repair costs by 10K. Still rationalizes to this day that he shouldn't have been prosecuted because he paid his homeowners premiums for 20 years and never filed a claim. He says they owed him. He's told the story so many times he truly believes it. Actually told the Judge that. Judge didn't see it that way. Imagine that.
Edited by scubu
10/21/2010 10:25 pm
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BH1964's Avatar
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10982 Posts
 Posted 10/23/2010  02:33 am  Show Profile   Check BH1964's eBay Listings Bookmark this reply Add BH1964 to your friends list Get a Link to this Reply
Somehow I missed this thread until now. Here's what I have been doing:

When sending a payment for coins purchased, I click "Personal" then click "Payment Owed". There are no fees for a bank account withdrawal and this is exactly what it is on collector to collector coin transactions. It is a Payment Owed for a Personal transaction.

I do accept regular PayPal on items under $100 when I am the seller though. The $2-$3 isn't worth worrying about and PayPal is a business and their services are excellent. If items are over $100, then we need to make alternate arrangements such as check, M.O. or add 3%.

I also pay with "Regular" PayPal on ebay and at other merchants that accept PayPal. If the payment option exists, I use PayPal with credit card - always. Maybe I've been lucky, but I've never received one of the e-mails from PayPal saying they have a problem with the way I use their services. I do make an effort to give them their "cut" and while it certainly wouldn't total 3% of all my PayPal transactions, it's got to be close to 2%.
ANA #R3154474
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Bryan1315's Avatar
United States
14454 Posts
 Posted 10/23/2010  02:53 am  Show Profile   Bookmark this reply Add Bryan1315 to your friends list Get a Link to this Reply

Quote:
Please note any time I join in on a discussion like this I am using my own opinion, not being the spokesman for the forum staff in any way. I am acting just as any member stating their opinion on any other topic and my opinions do not reflect the forum staff's opinion on the matter in any way"

Why did you say this?


Quote:
Shadow: He said THAT because he's a MODERATOR and therefore he has a certain amount of implied authority here on the forum. He simply wanted us to know that what he said was his own, personal viewpoint on this subject and should not be construed or understood to be the OFFICIAL forum view on the subject.


Quote:
I figured out that that was the purpose, just seemed a little excessive imo...

I don't know how you could say it was excessive, I just wanted to let everyone know I was speaking for myself and not as a spokesman for the forum staff as a whole. We have never had a discussion about this matter so I do not know how any of the others feel about it. I know when I used to visit other forums and when a Moderator posted something it made me think that was probably the whole staffs opinion on the matter and I didn't want anyone to be confused about this

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