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 Replies: 30 / Views: 3,770 |
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Bedrock of the Community
United States
94367 Posts |
I do a lot of selling as well as buying, so basically I can spend whatever is in this separate account. If I see something I really want and don't have enough money, I'll buy it on a credit card and try to raise the money by the time it's due.
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Pillar of the Community
United States
2815 Posts |
No budget for me. I make a coin purchase, on average, every three days.
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Moderator
 United States
16679 Posts |
I'm more impulsive than anything. I have zero debt so I guess it's ok :-)
swcoin.ecrater.com
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Rest in Peace
United States
7075 Posts |
No debt? I am so jealous!
Three more years on the mortgage for us....(sigh).
I do not have a coin budget. I did for the past few years but now I buy what I want -- I just find I want far less than I used to.
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Pillar of the Community
United States
2130 Posts |
I don't really have a coin budget either...I buy what I want within reason. All bills, college savings (for kids), 401k/TSP contributions, vacation/christmas money comes out first.
I'm very impulsive as well and I want to get better about this so I am thinking about setting a coin budget. This will force me to become more selective....hopefully!
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Pillar of the Community
United States
4469 Posts |
I have a budget of $300 per month. If I want to buy more than the $300, I sell off from my existing collection. Making the choice of what coins to sell can be difficult, but it keeps my collection fresh and with coins that I really want to keep.
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Valued Member
United States
462 Posts |
I have hit the end of disposable income ever since I put my two toddlers in to day care. I must sell from my collection on ebay if I want to buy a coin. Even it is very restrictive it gives me abundant pleasure when I buy a new coin mostly off auction sites. It seems I have spend my disposable income on some coins in not so good condition. So I find it hard to break even selling on ebay. Its a good lesson for me and I do not buy now willy nilly every coin I see on ebay. |
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Pillar of the Community
United States
589 Posts |
Yes, I do have a monthly budget but like the Federal Government I'm always in the Red.
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Pillar of the Community
United States
4085 Posts |
Quote:
Yes, I do have a monthly budget but like the Federal Government I'm always in the Red. How true!  |
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Pillar of the Community
United States
1314 Posts |
Yeah, after buying coins, I see what's left over for monthly expenses.
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Valued Member
Canada
491 Posts |
Have to have a budget the I see I want does not work out so well
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Pillar of the Community
United States
3843 Posts |
Yes. I have a monthly amount allocated to coins or other collectables that might catch my eye. I will admit that I have some difficulty sticking to that budget when something extra nice surfaces at the local LCS or another venue.
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Pillar of the Community
United States
4333 Posts |
Nope, be it a car, truck, coins...$30 or $30,000, If I want it, I buy it.
When I listen to LED ZEPPELIN...so do my neighbors...
Roll hunting since '77
Dirt fishing since '72
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Bedrock of the Community
United States
20753 Posts |
Since I rob banks for a job, so much spending on coins depends on how many banks I rob and how much I get away with. And at times I take all my loot from the fobberies in coins and look through them all for ones I need. The rest of the coins all go into those kettles for the Salvation Army.   In reality, no real amount for coins. Whatever I find, I buy. |
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Moderator
United States
189112 Posts |
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Yeah, after buying coins, I see what's left over for monthly expenses. Now that is what I call living on the edge. |
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Replies: 30 / Views: 3,770 |
First Page
Posted 07/23/2015 5:06 pm
